{"id":42162,"date":"2026-10-01T17:42:18","date_gmt":"2026-10-01T10:42:18","guid":{"rendered":"https:\/\/www.itera.ac.id\/?p=42162"},"modified":"2026-10-02T15:41:53","modified_gmt":"2026-10-02T08:41:53","slug":"itera-dorong-literasi-keuangan-siswa-melalui-edukasi-target-saving-method","status":"publish","type":"post","link":"https:\/\/www.itera.ac.id\/en\/itera-dorong-literasi-keuangan-siswa-melalui-edukasi-target-saving-method\/","title":{"rendered":"Itera Dorong Literasi Keuangan Siswa melalui Edukasi Target Saving Method"},"content":{"rendered":"<p>&nbsp;<\/p>\n<p><strong>ITERA NEWS<\/strong>-Tim dosen Kelompok Keilmuan Ilmu Aktuaria bersama mahasiswa Program Studi Sains Aktuaria Institut Teknologi Sumatera (Itera) memberikan edukasi perencanaan keuangan berbasis <em>target saving method<\/em> kepada siswa Sekolah Alam Lampung, Selasa, 29 September 2026. Kegiatan yang merupakan bagian dari Pengabdian kepada Masyarakat (PkM) tersebut bertujuan meningkatkan literasi keuangan serta keterampilan siswa dalam merencanakan target keuangan secara terukur.<\/p>\n<p>Kegiatan diikuti oleh siswa Sekolah Alam Lampung, Lampung Selatan. Edukasi diberikan untuk membekali siswa dengan pemahaman mengenai pentingnya menetapkan tujuan keuangan, menentukan jangka waktu, serta menghitung jumlah tabungan yang perlu disisihkan secara berkala untuk mencapai target yang telah ditentukan.<\/p>\n<p>Ketua PkM, Fuji Lestari, S.Pd., M.Si., mengatakan bahwa kemampuan merencanakan keuangan penting dikenalkan sejak dini, terutama bagi siswa yang mulai belajar berwirausaha dan mengelola keuangan pribadi.<\/p>\n<blockquote>\n<h3><strong>\u201cMelalui kegiatan edukasi ini, kami ingin mengajak siswa belajar bagaimana merencanakan tujuan keuangan secara terstruktur. Kita tidak hanya belajar teori <em>time value of money<\/em>, tetapi juga langsung mempraktikkan penggunaan <em>spreadsheet<\/em> melalui Microsoft Excel. Harapannya, siswa dapat menghitung jumlah setoran rutin yang perlu disisihkan untuk mencapai target keuangan di masa depan maupun mengembangkan usaha dari kegiatan wirausaha,\u201d ujar Fuji.<\/strong><\/h3>\n<\/blockquote>\n<p>Kepala Sekolah Alam Lampung, Retno Kumalas Sari, S.P., menyampaikan bahwa pelatihan berbasis Microsoft Excel dari Itera menjadi pembelajaran yang relevan bagi siswa. Menurutnya, kegiatan tersebut tidak hanya meningkatkan pemahaman finansial, tetapi juga mengasah kemampuan numerasi dan literasi digital siswa dalam menggunakan perangkat lunak <em>spreadsheet<\/em>.<\/p>\n<p>Materi disampaikan oleh Fuji Lestari dan dilanjutkan dengan sesi praktik serta pendampingan oleh mahasiswa Program Studi Sains Aktuaria Itera. Siswa diperkenalkan dengan konsep nilai waktu uang (<em>time value of money<\/em>) serta penerapannya dalam menentukan kebutuhan tabungan berkala berdasarkan target dan jangka waktu.<\/p>\n<p>Pada sesi praktik, siswa melakukan simulasi perencanaan keuangan menggunakan Microsoft Excel. Melalui simulasi tersebut, siswa dapat memahami hubungan antara target dana, jangka waktu, dan jumlah tabungan yang perlu disiapkan secara berkala.<\/p>\n<p>Kegiatan diakhiri dengan sesi interaktif dan praktik langsung bersama mahasiswa Itera. Kolaborasi dosen dan mahasiswa dalam kegiatan PkM tersebut diharapkan dapat membantu siswa membangun kebiasaan merencanakan keuangan secara terstruktur serta memanfaatkan teknologi digital untuk mendukung pengelolaan keuangan pribadi maupun kegiatan kewirausahaan. <strong>(Rilis\/Humas)<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp; ITERA NEWS-Tim dosen Kelompok Keilmuan Ilmu Aktuaria bersama mahasiswa Program Studi Sains Aktuaria Institut Teknologi Sumatera (Itera) memberikan edukasi perencanaan keuangan berbasis target saving method kepada siswa Sekolah Alam Lampung, Selasa, 29 September 2026. Kegiatan yang merupakan bagian dari Pengabdian kepada Masyarakat (PkM) tersebut bertujuan meningkatkan literasi keuangan serta keterampilan siswa dalam merencanakan target 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